Privacy policy
Paladin Cards – Privacy Policy
Effective Date: 2/26/2026
This Privacy Policy explains how Paladin Cards (“we,” “our,” or “us”) collects, uses, shares, and safeguards your personal information when you visit or make a purchase from paladincards20.com (the “Site”).
This policy operates in conjunction with our Refund & Sales Policy, Shipping Policy, and other posted terms. By using the Site, you agree to all applicable policies, which together form a binding agreement.
1. Information We Collect
1.1 Device Information
When you visit the Site, we automatically collect certain technical information about your device, including:
- Web browser type and version
- IP address
- Time zone
- Cookies installed on your device
- Pages or products you view
- Websites or search terms that referred you
- Information about how you interact with the Site
This information is collected through cookies, log files, web beacons, tags, pixels, and similar technologies.
1.2 Order Information
When you make or attempt to make a purchase, we collect:
- Name
- Billing address
- Shipping address
- Payment information
- Email address
- Phone number
1.3 Definition of Personal Information
“Personal Information” includes Device Information, Order Information, account data, communication history, fraud screening results, and any other information reasonably linked to an identifiable individual.
2. How We Use Your Information
We use your Personal Information to:
- Process and fulfill orders
- Verify identity and prevent fraud
- Conduct payment authorization and risk assessment
- Communicate with you regarding orders or account activity
- Enforce store policies and contractual terms
- Improve Site performance and customer experience
- Deliver marketing communications (where permitted by law)
We may use automated fraud-detection systems and risk scoring tools to evaluate transactions. Orders flagged as high risk may be delayed, canceled, or require additional verification.
3. Sharing of Information
We may share your information with trusted third parties, including:
- E-commerce platform providers (e.g., Shopify)
- Payment processors and fraud prevention services
- Shipping carriers
- Analytics providers
- Legal authorities when required by law
We do not sell or rent your personal information for monetary consideration.
We may disclose personal information to:
- Comply with legal obligations or lawful requests
- Enforce our policies and agreements
- Protect our rights, property, or safety
- Investigate fraud, chargebacks, or abuse
4. Behavioral Advertising
We may use your information to provide targeted advertising based on browsing behavior and purchase history. You may opt out of targeted advertising through third-party platforms such as Facebook, Google, and others.
5. Do Not Track
We do not modify our data collection practices in response to “Do Not Track” browser signals.
6. Your Rights
Depending on your jurisdiction (including the EU under GDPR or California under CCPA/CPRA), you may have rights to:
- Access your personal information
- Correct inaccurate data
- Request deletion (subject to legal retention requirements)
- Object to or restrict processing
- Withdraw consent
We may retain certain information as necessary to comply with legal obligations, resolve disputes, prevent fraud, or enforce agreements.
7. Data Retention
We retain Personal Information as long as necessary to:
- Complete transactions
- Comply with legal and tax obligations
- Resolve disputes and defend against claims
- Enforce store policies
- Prevent fraud or abuse
8. Data Security
We implement commercially reasonable physical, electronic, and administrative safeguards, including SSL encryption, limited access controls, and monitoring for vulnerabilities.
However, no method of transmission or storage is completely secure. We cannot guarantee absolute security and are not liable for unauthorized access beyond our reasonable control.
9. Minors
This Site is not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.
10. International Transfers
Your information may be processed in the United States or other jurisdictions where our service providers operate. By using the Site, you consent to such transfers, subject to applicable data protection laws.
11. Force Majeure & Data Incidents
We are not liable for data breaches, service disruptions, or security incidents caused by events beyond our reasonable control, including cyberattacks, infrastructure failures, natural disasters, governmental actions, or third-party service provider failures.
12. Governing Law & Disputes
This Privacy Policy is governed by the laws of the State of Michigan. Any disputes shall be resolved in accordance with the arbitration provisions outlined in our Refund & Sales Policy.
13. Changes to This Policy
We may update this Privacy Policy at any time for operational, legal, or regulatory reasons. Changes will be posted with a revised Effective Date. Continued use of the Site constitutes acceptance of the updated policy.
14. Contact Information
Paladin Cards – Privacy Compliance Officer
Email: info@paladincards20.com
Mail: Paladin Cards, 48765 ben franklin drive sheby twp mi 48315